Become a Branch of City 1st Mortgage Services

Dear Prospective Branch: City 1st Mortgage is a privately-held correspondent banker. We service many areas of the United States with licenses in several states. Our core values are to create lifetime relationships; build the net worth of our partners and fellow stakeholders; and give back to the communities in which we live and do business.

Since 1992, our loan officers have experienced a significant advantage with our innovative loan programs, aggressive compensation, unparalleled service, innovative marketing tools, and rapid loan processing, helping them to stay ahead of the competition. Our strength, diversification with loan products, leadership, and on-going support has been key to our success.

We have in-house processing, underwriting, and funding to support timely loan closings. We specialize in Conventional, FHA, VA, Rural Housing, 203K Streamline, Energy Efficient and state specific loan programs. City 1st has an excellent reputation and has been doing business close to 20 years.

Why branch with City 1st? Consider just a few reasons:

Mortgage Banker:
City 1st is a full-service mortgage banker, underwriting and funding our own loans including: FHA, VA, Rural Housing, 203 K Streamlines, Energy Efficient Mortgages, State Programs and of course Fannie/Freddie products, with no disclosure of YSP!

In-House Conventional Underwriting
In-house conventional delegated underwriting. No more sending files across the country to an unknown underwriter.

Government Products
Full access to VA and FHA products and in-house delegated FHA underwriting.

Multi-State Licensing
Market, originate, and close loans in multiple states across the country with a minimum of licensing requirements under the new NMLS guidelines. As a company, we are licensed or registered in: AZ, CA, CO, FL, GA, ID, IL, NV, OR, TN, TX, UT, WA, WI, WY.

Corporate Accounting Services
Weekly payroll and accounting provided by City 1st accounting department, including payment of mangers, originators, processors, and facility overhead expenses.

1stLink Internet
Extensive 1stLink retail internet site including video training for originators and processors, multi-state licensing information, pricing engines, marketing tools, to name just a few.

Work from Anywhere
Wide-area loan pipeline management via secure internet servers. Originate, process and manage your branch's files from anywhere and to anywhere with an internet connection.

Training & Support
You'll find tremendous support and training materials for yourself, your staff and your clients through the City 1st team. Join our "think tank" of professionals on the tough loans. City 1st also provides cutting-edge training technologies through internet streaming video sessions, and-weekly company-wide conference training calls. You'll never feel at a distance from City 1st no matter where your office is.

License and continuing education discounts available for most states.

Originator State Test Prep
Utah originator test training provided free of charge to new branch hirees.

Bonding & Insurances
Bonding and professional liability insurances provided automatically as part of the City 1st corporate umbrella.

In-House Legal
In-house legal department for RESPA, HUD, advertising and compliance issues.

Marketing
In-house marketing department with innovative ideas to help you succeed.

If you are interested in moving away from "business as usual," and enjoying the tools and benefits City 1st can provide, use our online Branch Application System below to get started today. Apply Now!